Discover Cost Cures
Cost Cures Corporation was founded with a clear vision: to make healthcare more affordable by helping consumer find credentialed providers who offer discounted self-pay pricing.
The journey began when Dr. Kenneth Steiner, an experienced medical professional, recognized a critical issue facing many consumer with high-deductible insurance plans: the overwhelming financial burden of medical costs. Faced with high out-of-pocket expenses, many consumer were delaying or even avoiding necessary care. To solve this problem, Dr. Steiner compiled a list of trusted healthcare providers willing to offer self-pay cash pricing—ensuring that consumer could quickly locate high quality care, avoid insurance gatekeepers, and pay predictable, lower prices.
What We Do
For Consumers
Easily find and compare low-cost medical tests, labs and procedures with transparent pricing and access to expert support by medically trained concierges.
For Providers
Attract self-pay consumers, avoid insurance delays and administrative costs, and stay compliant with pricing transparency laws.
For Employers/Organizations
Reduce the cost of employee health care benefits and boost satisfaction by offering them access to self-pay pricing tools. Organizations reduce claims and sustain benefit funding pools longer.
Meet the Cost Cures Team
At Cost Cures, our multidisciplinary team of healthcare, technology, and finance experts is deeply committed to our mission: curing high-cost healthcare.
Mary Murphy
Chief Executive Officer and Co-Founder
Mary is a successful serial entrepreneur and Fortune 500 corporate executive with a distinguished career in technology marketing and finance. She has held senior management roles at ITT/Hartford Insurance Group, Digital Equipment Corporation, IBM/Lotus Development Corporation, and several technology startups. Mary has received numerous industry and company awards including the Electronic Messaging Association Leadership Award for contributing to the advancement of electronic mail and related technologies. In 2024, she was elected to the New Hampshire House of Representatives. Mary co-founded Cost Cures Corporation in 2025.
Kenneth Steiner, MD, MBA
Chief Medical Officer and Co-Founder
Dr. Kenneth Steiner is an emergency medicine expert with an MD and MBA from the University of Tennessee. He also completed a Clinical Fellowship at Harvard University. With many years of experience in emergency medicine, Dr. Steiner has served as Associate Director of Emergency Medicine at NY Medical College. He is Board Certified by the American Board of Emergency Physicians and has contributed to the Encyclopedia of Medical Economics. Dr. Steiner has also served for five years on the Black Health Trust Advisory Board.
Susan Arscott
Chief Operating Officer and Co-Founder
Susan brings over 30 years of experience in business, technology, and hospital management to Cost Cures. She has held leadership roles at HP, Hitachi Data Systems, and multiple hospitals, with expertise in financial management and accounting. Susan oversees general operations of Cost Cures and ensures long-term sustainability.
Russell Karlberg
Chief Technology Officer
Russ Karlberg, a graduate of MIT with a B.S. in Cognitive Science, is a seasoned expert in user interface design, data science, and AI. He has worked as a technology consultant for Bayer A.G. and Johnson & Johnson. Cost Cures is partnering with Google to develop an easy-to-use, scalable proprietary database and high performance AI-assisted search that enables rapid patient access to trillions of self-pay prices, provider information, and discounted healthcare products and services.
John Schneller, MBA, MPA
Chief Financial Officer
After receiving a BA from UMass Amherst, an MBA from Cornell University, and an MPA from Suffolk University, John started his career in New York on Wall Street and has three decades of experience in financial analysis, technology, and executive management positions, as well as technology startup experience. John was elected to the New Hampshire House of Representatives in 2024 where he serves on the Science, Technology and Energy Committee and is a member of the Emerging Technology Caucus.
Michael T. Murphy
Corporate Secretary and Software Engineer
Michael Murphy, with a B.S. in Chemical Engineering from Rensselaer Polytechnic Institute, has over 19 years of experience as a quality assurance software engineer. He worked for Lotus Development Corporation in the United Kingdom and IBM Corporation before transitioning to financial consulting, where he analyzed financial and business operations data for a successful Charles Schwab franchise.
Stephanie McDowell, BSN, RN
Vice President, Medical Concierge Services
Stephanie McDowell is a registered nurse with 26 years of experience including 14 years as a Utilization Review Nurse. She has a deep understanding of medical coding systems (ICD-10, CPT, HCPCS) and leads the Cost Cures Medical Concierge Services team, working with providers to maintain accurate pricing data and helping consumers access the care they need.
Karen Reid
Director, Medical Concierge
With over 34 years of nursing experience, Karen Reid brings a clinical perspective to Cost Cures, ensuring the service meets the needs of consumers, healthcare providers, and organizations. Karen’s background includes public health, urgent care, and hospital settings. She is also trained in AMA CPT® coding. Karen has valuable expertise in healthcare legislative policy, gained through her role as a former New Hampshire State Representative.
Kenneth Steiner, MD, MBA
Chief Medical Officer and Co-Founder
Dr. Kenneth Steiner is an emergency medicine expert with an MD and MBA from the University of Tennessee. He also completed a Clinical Fellowship at Harvard University. With many years of experience in emergency medicine, Dr. Steiner has served as Associate Director of Emergency Medicine at NY Medical College. He is Board Certified by the American Board of Emergency Physicians and has contributed to the Encyclopedia of Medical Economics. Dr. Steiner has also served for five years on the Black Health Trust Advisory Board.
Susan Arscott
Chief Operating Officer and Co-Founder
Susan brings over 30 years of experience in business, technology, and hospital management to Cost Cures. She has held leadership roles at HP, Hitachi Data Systems, and multiple hospitals, with expertise in financial management and accounting. Susan oversees general operations of Cost Cures and ensures long-term sustainability.
Russell Karlberg
Chief Technology Officer
Russ Karlberg, a graduate of MIT with a B.S. in Cognitive Science, is a seasoned expert in user interface design, data science, and AI. He has worked as a technology consultant for Bayer A.G. and Johnson & Johnson. Cost Cures is partnering with Google to develop an easy-to-use, scalable proprietary database and high performance AI-assisted search that enables rapid patient access to trillions of self-pay prices, provider information, and discounted healthcare products and services.
John Schneller, MBA, MPA
Chief Financial Officer
After receiving a BA from UMass Amherst, an MBA from Cornell University, and an MPA from Suffolk University, John started his career in New York on Wall Street and has three decades of experience in financial analysis, technology, and executive management positions, as well as technology startup experience. John was elected to the New Hampshire House of Representatives in 2024 where he serves on the Science, Technology and Energy Committee and is a member of the Emerging Technology Caucus.
Michael T. Murphy
Corporate Secretary and Software Engineer
Michael Murphy, with a B.S. in Chemical Engineering from Rensselaer Polytechnic Institute, has over 19 years of experience as a quality assurance software engineer. He worked for Lotus Development Corporation in the United Kingdom and IBM Corporation before transitioning to financial consulting, where he analyzed financial and business operations data for a successful Charles Schwab franchise.
Stephanie McDowell, BSN, RN
Vice President, Medical Concierge Services
Stephanie McDowell is a registered nurse with 26 years of experience including 14 years as a Utilization Review Nurse. She has a deep understanding of medical coding systems (ICD-10, CPT, HCPCS) and leads the Cost Cures Medical Concierge Services team, working with providers to maintain accurate pricing data and helping consumers access the care they need.
Karen Reid
Director, Medical Concierge
With over 34 years of nursing experience, Karen Reid brings a clinical perspective to Cost Cures, ensuring the service meets the needs of consumers, healthcare providers, and organizations. Karen’s background includes public health, urgent care, and hospital settings. She is also trained in AMA CPT® coding. Karen has valuable expertise in healthcare legislative policy, gained through her role as a former New Hampshire State Representative.
How We're Built
Secure, Accessible, and Consumer-Centered
Cost Cures software is a scalable, proprietary database and AI-assisted search engine that expedites a consumer's ability to locate and compare self-pay prices for necessary procedures, tests, or labs.
Our advantage over Internet searches is that providers agree to provide, maintain, and honor the prices in our database. They do not pay to be listed, and Cost Cures does not mark up their prices.
The low cost consumer enrollment fee (which may be paid by an employer or organization on behalf of the consumer) helps pay hosting and operations costs so we can continue our important mission to cure high-cost healthcare.
HIPAA-Compliant & Secure
We collaborated with a Google Premium Cloud Business Partner to host our platform in Google’s secure, scalable cloud environment that provides cybersecurity, system reliability and protects provider pricing and consumer contact information confidentiality. We do not collect or store consumer health information.
Where We're Based
Our headquarters is located in business-friendly New Hampshire, with remote teams in Florida, Massachusetts, North Carolina, and Texas. Our priority is hiring the highest quality talent to serve our consumers, providers, and organizational clients--wherever they are located. Live Free and Thrive!
Get in touch today!
Have a question, need help, or want to partner with us? We’d love to hear from you. Use the form below to send us a message, or reach out directly. Cost Cures' hours are Monday through Friday 8:00 a.m. through 8:00 p.m. EST. After hours contacts are handled in the order in which they are received the following workday.
Phone
(802) 518-0556Fax No
+1 (313) 992-4115
Address
Mailing Address:
P.O. Box 120
Francestown, NH 03043-0120